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Choosing Between Health and Work: A Barrier Many Job Seekers Face

One of the experiences that has had the greatest impact on me during my internship at Daily Work has been working with job seekers who receive Supplemental Security Income (SSI). Many of these individuals genuinely want to work, contribute to their communities, and become more financially independent. However, for some, accepting a job is not a simple decision.

A concern I have heard from job seekers is the fear of losing health insurance and other important benefits if they begin earning income. For individuals living with disabilities or ongoing health conditions, access to health care is not optional. Medicaid may provide coverage for doctor visits, medications, therapies, and other services that help people maintain their health and independence. Because of this, the decision to work can feel overwhelming when someone is unsure how employment will affect their benefits.

Minnesota has programs designed to support people with disabilities who want to work. One example is Medical Assistance for Employed Persons with Disabilities (MA-EPD), which allows eligible Minnesotans with disabilities to continue receiving Medical Assistance while working by paying an affordable premium based on their income. Programs like MA-EPD show the importance of creating pathways where employment and access to health care can exist together.

My experience at Daily Work has changed the way I think about employment barriers. The challenge is not always a lack of motivation or desire to work. Sometimes, the barrier is navigating complex systems and understanding how employment may impact essential resources. Job seekers need accurate information and individualized support to make decisions that are right for their lives.

As a community, we can support people with disabilities by learning about available resources, sharing information, and advocating for policies that encourage employment without creating fear. Everyone who wants to work should have the opportunity to pursue their goals while maintaining the health care and support they need to thrive.

Kia Xiong is a case management intern currently attending Saint Mary’s University, where she is pursuing her Master of Social Work. She has over 14 years of experience in the social services field and is passionate about helping job seekers find meaningful employment through Daily Work. In her free time, she enjoys hiking, traveling, and spending time with her family.

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